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Peram group offers a loans by following Banks

REQUIREMENTS & DOCUMENTS

NRI's Business Salaried
  1. First take color print of application. Fill it with black ink pen in block letters clearly. Affix recent photograph and cross sign on it.
  2. Take print of POWER OF ATTORNEY. Affix a photograph on top of 1st page and cross sign on it. Sign below "Signatures of Executants" in the last page.
  3. Take Print of Letter to PNBHFL and sign above "SIGNATURE OF BORROWER"
  4. Take print of General Information sheet and fill the details. Sign at the bottom of every page.
REQUIRED DOCUMENTS FOR LOAN:(ALL COPIES MUST BE SELF ATTESTED AT BOTTOM BY YOU***)
  1. PASSPORT & VISA
  2. HR Mail Id & Official Mail id
  3. WORK PERMIT
  4. EMPLOYEE ID CARD
  5. ELECTRICITY BILL/TELEPHONE BILL(COLOR PRINT)
  6. Resume
  7. Last 2 years W-2 Form
  8. 6-Months Pay-stubs or pay slips
  9. 6-Months SALARY A/C statements
  10. CREDIT REPORT & SCORE(COLOR PRINT)
DOCUMENTS THAT ARE TO BE NOTARISED Take your Passport all pages copy, Electricity Bill / Telephone bill), GPA FORMAT OF PNBHFL and go to a Public Notary/ Indian Embassy near you and make notary on all those copies.
  1. Application form duly signed by applicant and co-applicant.
  2. applicant and co-applicant PAN card clear copy with self attestation.
  3. applicant and co-applicant communication/present address proof clear copy with self attestation.( Like aadhar, voter ID , passport, driving license, bank statement for latest 3 months, gas connection )
  4. applicant and co-applicant permanent address proof clear copy with self attestation.( Like aadhar, voter ID , passport, driving license, bank statement for latest 3 months, gas connection ) Note: applicant and co-applicant DOB proof,sign proof and relationship proof ( if these details are not proper in above said points 2,3&4 required proofs)
  5. applicant and co-applicant Latest 3 years ITR's (saral copy,computation of income, P&L, Balance sheet,all schedules, 3CB & 3 CD. --- whose income to be considered)
  6. applicant and co-applicant business registration proof ( Whose income is considered).
  7. applicant and co-applicant Latest 1 year Bank statements till date with self attestation.(all CA,CC/OD accounts and savings accounts if any)
  8. applicant and co-applicant if any Running Loan Statements for latest 1 year.
  9. Login Fee Cheque from main operating account.
  10. Latest passport size photo of both applicant and co-applicant to be stickied on application form with self attestation on it (please ensure sign should not appear on face of the photo)
  11. Basic details to filled on application form by applicant like mothers maiden name, contact number, e-mail id of personal and official , Office Address and designation, Loan Amount requested and tenor requested , property details and 2 references details (with address and contact numbers).
  12. business related KYC( PAN, firm RC, partnership deed, MOA/AOA, etc which were is applicable depends on type of firm)
  13. Qualification certificate for SEP
  14. Form 26AS / TDS copies of latest 2 years if available.
  15. GST / VAT returns of last 1 years if available.
  16. Work orders copies if any available.
  1. Application form duly signed by applicant and co-applicant.
  2. applicant and co-applicant PAN card clear copy with self attestation.
  3. applicant and co-applicant communication/present address proof clear copy with self attestation.( Like aadhar, voter ID , passport, driving license, bank statement for latest 3 months, gas connection )
  4. applicant and co-applicant permanent address proof clear copy with self attestation.( Like aadhar, voter ID , passport, driving license, bank statement for latest 3 months, gas connection )
    Note: applicant and co-applicant DOB proof,sign proof and relationship proof ( if these details are not proper in above said points 2,3&4 required proofs)
  5. applicant and co-applicant Latest 4 months Pay slips/ latest 6 months pay certificate with self attestation. ( Whose income is considered)
  6. applicant and co-applicant Latest 2 years Form 16 with self attestation. (Whose income is considered).
  7. applicant and co-applicant Latest 1 year Bank statements till date with self attestation.(both salary and savings accounts if any)
  8. applicant and co-applicant if any Running Loan Statements for latest 1 year.
  9. Login Fee Cheque from the salary account-Rs.5900/- in Favour of PNB Housing Finance Ltd (non Refundable)
  10. Latest passport size photo of both applicant and co-applicant to be stickied on application form with self attestation on it (please ensure sign should not appear on face of the photo)
  11. Basic details to filled on application form by applicant like mothers maiden name, contact number, e-mail id of personal and official , Office Address and designation, Loan Amount requested and tenor requested , property details and 2 references details (with address and contact numbers).
  12. Appointment letter / offer letter/ relieving letters ( if any job changes in last 2 yrs).
  1. GENERAL INFORMATION FORM

  2. LETTER FOR PNB LOAN

  3. LOAN APPLICATION FORM

  4. NRI NATCH 2018

  5. POWER OF ATTORNEY

  6. REGISTRATION FORM
  1. FORM 60

  2. SIGNATURE AFFIDAVIT

  3. LOAN APPLICATION FORM
  1. FORM 60

  2. SIGNATURE AFFIDAVIT

  3. LOAN APPLICATION FORM

REQUIREMENTS & DOCUMENTS

NRI's Business Salaried
  1. Latest 6 months pay-slips.(To be Notarised / attested by the Indian Embassy.)
  2. Latest 3 years Form W2s (income tax form’s)
  3. Overseas latest 1 year bank statement with salary credits till date. (Latest salary Credited bank statement (6 months) to be Notarised / attested by the Indian Embassy.
  4. 6 months latest NRE / NRO bank statement.
  5. Two passport size photograph of Applicant and Co-applicant should be self attested.
  6. Passport all pages including blanks both Applicant and co-applicant ( first and last page and valid Visa page To be Notarised )
  7. Employer issued photo ID proof.
  8. Appointment Letter (if current employment is less than 1yr, relieving letter from previous employer and offer letter of the previous employer).
  9. Name of the HR person, HR email Id & Contact number (landline).
  10. Two passport size photograph of Applicant and Co-applicant should be self attested.
  11. Passport all pages including blanks both Applicant and co-applicant ( first and last page and valid Visa page To be Notarised )
  12. Employer issued photo ID proof.
  13. Appointment Letter (if current employment is less than 1yr, relieving letter from previous employer and offer letter of the previous employer).
  14. Name of the HR person, HR email Id & Contact number (landline).
  15. A cheque from the NRE / NRO a/c towards the processing fees favouring “TATA Capital Housing Finance Ltd” Of Rs 5900/- at the time of Login non refundable fee if any reasons the case rejected.
  16. ID Proof and address proof of the co-applicant/GPA holder.
  17. General Power of Attorney with photographs & thumb Impression- to be signed on all pages by applicant and Co-applicant (if any) and to be notarized by local Attorney / attested by the Indian Embassy. (GPA Holder should be residing in AP).
  18. Qualification proof (MBBS & MS), and Resume
  19. Credit Bureau Report with Credit Score
  20. Mention all the loans details (Abroad & in India)
  21. 10 Cheques From NRE/NRO Account required at the time of sanction.
  22. MOE charges 0.5 % on loan amount and Insurance on loan amount.
2nd CO-APPLICANT GPA Holder DOCUMENTS :(Mandatory in Loan) REQUIRED DOCUMENTS FOR LOAN:(ALL COPIES MUST BE SELF ATTESTED AT BOTTOM BY YOU***)
  1. Identity Proof: Copy of PAN CARD/Passport/Voter's ID card/Driving license/ Aadhar Card.
  2. Residence Proof: Copy of Aadhar Card/ Ration card/Telephone or Electricity bill/Rental Agreement/Passport copy
  3. Signature Proof: PAN Card/Passport/Signature verification proof from banker
  4. Relationship proof with applicant (both names reflecting proof i.e Aadhar card/Ration card).
  5. If Co-Applicant working (3 months’ salary slips, 2 years form 16, and 1year bank statement)
  6. NOTE: All documents should be self-attested. Pls forward all documents through courier only
  1. Duly filled application form with a photograph attached should be submitted.
  2. Identity Proof PAN Card and Aadhar card
  3. Residence Proof: Copy of Ration card/Telephone or Electricity bill/Rental agreement/Passport copy/Trade license/Sales Tax Certificate
  4. Certificate of Educational Qualifications and Proof of Business Existence
  5. Business Profile
  6. Last 3 years Income Tax returns (self and business)
  7. Last 3 years Profit/Loss statement and Balance Sheet
  8. Bank statements of last 6 months of saving and 1 year current account.
  9. Residence Proof for Firm: Copy of Telephone or Electricity bill/Rental agreement/Trade license/Sales Tax Certificate
  10. Partnership deed required (In partnership firm)
  11. MOA & AOA required ( If company is a Pvt Ltd or Ltd Company)
  12. Processing fee Cheque in favour of TATA Capital Housing Finance Ltd. Of Rs 5900/- at the time of Login non refundable fee if any reasons the case rejected
  13. Any existing other loan than 1 year loan track required.
  14. 9 Cheques required at the time of sanction
  15. MOE Charges 0.5% of loan amount AND Insurance on loan amount.
CO-APPLICANT DOCUMENTS : (Mandatory in Loan)
  1. Identity Proof: Copy of PAN CARD and Aadhar Card.
  2. Residence Proof: Copy of Aadhar Card/ Ration card/Telephone or Electricity bill/Rental Agreement/Passport copy
  3. Signature Proof: PAN Card/Passport/Signature verification proof from banker
  4. Relationship proof with applicant (both names reflecting proof i.e Aadhar card/Ration card).
  5. If Co-Applicant working (3 months’ salary slips, 2 years form 16, and 1year bank statement)
  1. Application form with a photograph attached to it.
  2. Identity Proof D.O.B: PAN Card , Aadhar Card
  3. Present Residence Proof: Aadhar or Utlity Bill
  4. Signature Proof: PAN Card/Passport/Signature verification proof from banker
  5. Latest 3 months Salary Slip
  6. Form 16 Latest 2 years. Offer letter and previous company reliving letter (if working less than 3years in present company)
  7. Photocopy of the Company ID
  8. Bank statements of last 1 Year
  9. Processing fee Cheque in favour of TATA Capital Housing Finance Ltd. Of Rs 5900/- at the time of Login. Processing Fee is Non-Refundable fee if any reasons if the case rejected.
  10. Any existing other loan than 1 year loan track required
  11. 9 Cheques required at the time of sanction.
  12. MOE Charges 0.5% on loan amount and Insurance on loan amount.
CO-APPLICANT DOCUMENTS : (Mandatory in Loan)
  1. Identity Proof PAN CARD and Aadhar Card.
  2. Residence Proof: Aadhar Card or any utliliti bill
  3. Signature Proof: PAN Card/Passport/Signature verification proof from banker
  4. Relationship proof with applicant (both names reflecting proof i.e. Aadhar card/Ration card).
  5. If Co-Applicant working (3 months’ salary slips, 2 years form 16, and 1year bank statement)
  6. NOTE: All documents should be self-attested.
  1. APPLICATION FORM

  2. CHECK LIST

  1. APPLICATION FORM

  2. CHECK LIST

  1. APPLICATION FORM

  2. CHECK LIST

REQUIREMENTS & DOCUMENTS

NRI's Business Salaried
  1. Pass port size photographs of both applicant and co applicant.
  2. Pan card copy of applicant and co applicant Id proof.
  3. Current residence proof.
  4. Last 3 years ITR's
    1. saral copy
    2. computation of income
    3. Profit and Loss
    4. balance sheet
  5. Bussiness RC copy
  6. Last one year bank statement
  7. Processing fee 1180/- cheque in favour of "India infoline housing finance Ltd".
  8. If any loans Track for last one year.
  9. Property documents with link documents.
  10. Plan copy and proceeding
  1. Pass port size photographs of both applicant and co applicant.
  2. Pan card copy of applicant and co applicant Id proof.
  3. Current residence proof.
  4. Last six months pay slips.
  5. Last 2 years form 16.
  6. Last six months bank statement from salary account.
  7. Processing fee 1180/- cheque in favour of " India infoline housing finance Ltd".
  8. If any loans Track for last one year.
  9. Property documents with link documents.
  10. Plan copy and proceedings.